Bob Gibbs, Oak Wealth Planning

Bob Gibbs | Oak Wealth Planning

Independent Financial Planner, Milton Keynes

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07742 019661

Technology And Pensions:.Is It The Way Forward?

Technology is undoubtedly upon us ...

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POSTED BY BOB GIBBS ON 14/03/2019 @ 8:00AM

Ever heard of a robo-advisor? It's where you have automated online processes that guide clients to a successful retirement ...

The rise of the robo-advisor should be a good use of technology, but a sit-down, face-to-face will always be best!

The rise of the robo-advisor should be a good use of technology, but a sit-down, face-to-face will always be best!

copyright: willyambradberry / 123rf

There are also various pension apps available, plus we have had open banking for a while now, so it's all moving forward quickly. Technology is undoubtedly upon us in the financial world.

"It certainly has its place too!"

The government is working with private firms who have been trying to put together dashboards where you can see all your pensions in one place. The idea is obviously a good one as less time collating information and more time planning can only be a good thing for all concerned.

There are anxieties about the accuracy of information on these dashboards, what to do with it when you have it and what if the technology fails? Does your pension disappear into the ether?

However, technology is at the heart of research for investment managers and financial advisers like me. It collates large amounts of data very quickly and in a format to help with decisions in a quicker, more effective way.

But much like modern banking and the question of physical branches existing, the good old fashioned sit-down and talk it through with your financial advisor is still a highly effective way of planning for a very comfortable retirement.

"Would you like to know more?"

If you'd like to find out more about robo-advisors, how technology is affecting your pensions and investments, or want to review your wealth then do give me a call on 07742 019661 or click here to ping me an email and let's see how I can help you.

Until next time ...



If you're thinking of reviewing your pensions, savings and investments then do visit and let's see how I can help you with your wealth planning!

More about Bob Gibbs ...


I am a whole of market Independent Financial Planner. What I do for people is to organise money so that people either make money or save money with the end result becoming more wealthy.

I achieve this through mortgages, insurances, savings, investments and especially Pensions, a subject I am especially passionate about. I am shocked by how little people know about such an important subject that has such a huge impact on their lives.

My mission is to understand where people are at on their retirement plan, then get them on the correct road to working less and enjoying more of life when they want! I use cashflow planning software to make this more visual and real.


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