Bob Gibbs, Oak Wealth Planning

Bob Gibbs | Oak Wealth Planning

Independent Financial Planner, Milton Keynes

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Pensions, Interest Rates and Brexit

Is your pension protected?

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POSTED BY BOB GIBBS ON 06/12/2018 @ 8:00AM

It has been incredible watching the turmoil at Westminster regarding the Prime Ministers EU Withdrawal deal. With both leavers and remainers hating it, it's certainly been an interesting 7-days for UK politics ...

Are you sure your pension is resilient in the face of Brexit?

Are you sure your pension is resilient in the face of Brexit?

copyright: grooversyd / 123rf

Prime Minister Theresa May has a lot on her mind at the moment, and the government has a lot to deal with. But are they still actually running the country and actively managing the economy?

One interesting development with all the Cabinet resignations is that we now have a new Secretary of State for Work and Pensions. Welcome back Amber Rudd!

Ironically, the last thing she will be focusing on now is pensions, such is the absolute chaos of Brexit. As March 29th 2019 approaches (leaving day, if you don't know), the stock market continues to be volatile, the FTSE 100 hangs below 7,000 points again at a near 2-year low and the role of the investment manager has never been so important.

But it is not the interest in Brexit, as much as interest rates that are rattling the markets. Trump wants the US Federal Reserve to lower rates, but Governor Powell looks set to raise them instead.

Our man in the UK (although he is Canadian), Mark Carney has come out to support the Prime Ministers Brexit deal, but does that mean he will hold off interest rate rises for the time being? It's all this speculation that has freaked out the markets.

So, the question remains ... what is your investment manager doing about this to protect your pension? If you're unsure whether the value of your pension is about to go up or down, then you need to speak to your financial planner to get some clarity.

"Would you like to know more?"

If you'd like a financial review so you know your pensions are resilient in the face of Brexit then do give me a call on 07742 019661 or click here to ping me an email and let's see how I can help you.

Until next time ...



If you're thinking of reviewing your pensions, savings and investments then do visit and let's see how I can help you with your wealth planning!

More about Bob Gibbs ...


I am a whole of market Independent Financial Planner. What I do for people is to organise money so that people either make money or save money with the end result becoming more wealthy.

I achieve this through mortgages, insurances, savings, investments and especially Pensions, a subject I am especially passionate about. I am shocked by how little people know about such an important subject that has such a huge impact on their lives.

My mission is to understand where people are at on their retirement plan, then get them on the correct road to working less and enjoying more of life when they want! I use cashflow planning software to make this more visual and real.


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