Is Your Pension Fund Passive Or Active?
More than just a phrase ...
POSTED BY BOB GIBBS ON 03/01/2019 @ 8:00AM
Your pension fund could be located anywhere in the world and this means that it will be invested in a wide range of assets. But are they actively managed or passively managed? And does it really matter?
Are you wondering if your pension fund is actively or passively managed?
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Sometimes a passive pension fund can outperform an active one. As charges are likely to be lower, this means it can be a real a win-win for everyone concerned, especially you.
"An active manager would
More often than not, an active pension fund will outperform a passively managed one purely on the basis that they are actively making decisions about where to invest your money. There is a cost to active management though and the fees vary a lot.
You can even blend active and passive, but what does this mean? The bigger question should really be "are you actively managing your pension via a financial planner such as me, or are your pension funds just sitting there?". Some people may even say that if you are not actively going forward, then you are passively going backwards.
"Would you like to know more?"
If you'd like to find out more about your pension fund and discover whether it is performing or not then do give me a call on 07742 019661 or click here to ping me an email and let's see how I can help you.
Until next time ...
If you're thinking of reviewing your pensions, savings and investments then do visit oakwp.co.uk and let's see how I can help you with your wealth planning!
More about Bob Gibbs ...
OAK WEALTH PLANNING
I am a whole of market Independent Financial Planner. What I do for people is to organise money so that people either make money or save money with the end result becoming more wealthy.
I achieve this through mortgages, insurances, savings, investments and especially Pensions, a subject I am especially passionate about. I am shocked by how little people know about such an important subject that has such a huge impact on their lives.
My mission is to understand where people are at on their retirement plan, then get them on the correct road to working less and enjoying more of life when they want! I use cashflow planning software to make this more visual and real.
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