Bob Gibbs, Oak Wealth Planning

Bob Gibbs | Oak Wealth Planning

Independent Financial Planner, Milton Keynes

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07742 019661

Is An Independent Financial Adviser A Jack Of All Trades?

Or just a master of none ...

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POSTED BY BOB GIBBS ON 11/04/2019 @ 8:00AM

This phrase has been around a long time, and it could easily be directed at every independent financial adviser ...

As an independent financial adviser, I have a team of experts I can call on when I need them!

As an independent financial adviser, I have a team of experts I can call on when I need them!

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Hang on! That's me! I'm an independent financial adviser! However, it is impossible (unless you are a certified genius) to be an expert on all areas of financial advice, financial markets, tools, products, tax and other financial services.

"The scope of learning needed is just too large!"

Plus, the development of these areas means you have to keep up with changes in masses of areas every day as financial services are continually changing. So, how can you become a competent, trusted and quality independent financial adviser?

Well, the core fundamentals of financial planning rarely change (diversification, risk and term) so by keeping it simple and understanding the basics in great depth, you will not only be able to call yourself an expert, but you will be able to deliver this advice in a way that clients can easily understand.

Only one problem though! I need all the technical, expert knowledge to be able to advise my clients correctly. If I get it wrong, then they lose money, and I'll lose my reputation.

So, how do I do this? Quite simply, by surrounding myself with experts:

  • Investment managers

  • Trust experts

  • Business development managers

  • Product specialists

  • Other colleagues

  • Accountants

  • Solicitors

I turn to these people when their expertise is needed, which means I get to keep the planning simple and delight my clients.

I love it when a plan comes together! If you're looking for a new independent financial adviser, do give me a call on 07742 019661 or click here to ping me an email and let's see how I can help you.

Until next time ...



If you're thinking of reviewing your pensions, savings and investments then do visit and let's see how I can help you with your wealth planning!

More about Bob Gibbs ...


I am a whole of market Independent Financial Planner. What I do for people is to organise money so that people either make money or save money with the end result becoming more wealthy.

I achieve this through mortgages, insurances, savings, investments and especially Pensions, a subject I am especially passionate about. I am shocked by how little people know about such an important subject that has such a huge impact on their lives.

My mission is to understand where people are at on their retirement plan, then get them on the correct road to working less and enjoying more of life when they want! I use cashflow planning software to make this more visual and real.


07375 040011